Be Safer. Spend Smarter. It's Easy!
Bonus checking makes it easy to keep your finances safe and take advantage of smart discounts on financial services. Even better, all of these security and savings benefits are included in your account for a low monthly fee.
- Personalized Checks - receive all the personally imprinted checks you need at no additional cost to you.
- Unlimited Checking - use all the checks you like, there are no per-check charges.
- Money Orders - these secure, convenient instruments are available to you at no issue fee, limit 5 per month.
- Online and Mobile Banking
- Accidental Death & Dismemberment Insurance1
Bonus Checking includes 24-hour Accidental Death & Dismemberment Insurance.
- Up to $10,000 AD&D
- Up to $10,000 dependent spouse AD&D
- Up to $1,000 dependent child AD&D
Plus when you travel on a licensed Common Carrier, your coverage increases to a total of:
- Up to $20,000 coverage
- Up to $20,000 dependent spouse coverage
- Up to $2,000 dependent child coverage
(Coverage is divided equally amount joint account holders and reduces 50% at age 70.)
- Identity Fraud Expense Reimbursement Coverage2
Restoring one's name and good credit is time consuming and expensive. Identity theft victims must endure a number of costly steps to re-establish their identities and dispute fraudulent debts and accounts opened by an identity thief. You are protected with up to $5,000 of identity theft coverage to cover expenses incurred in the recovery of a stolen identity...such as lost wages, legal fees, certified mail and long distance charges. Members who fall victim to identity theft receive an ID Theft Recovery Kit to assist in the process of restoring identity profiles and credit records.
- Comprehensive Identity Theft Resolution Services
Should you become a victim of identity theft, enjoy greater peace of mind knowing you will have the support of a dedicated Case Manager who will work closely with you to fix your credit and guide you through the process of reclaiming your identity. Your recovery specialist will review your credit report with you to see if any new accounts have been established in your name, contact creditors about suspicious accounts, assist you in placing fraud alerts, provide assistance with correspondance regarding your identity theft incident and document what was found during the recovery process.
- $hopping Rewards™
Receiving Shopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Siimply shop online using our customized shopping portal, and receive cash back. Your cash back will be held in your Shopping Rewards account to use towards future purchases - or coveniently sent to you as a check. Yes, it's that easy! (Registration and activation required.)
- Gift Cards
For life on the move - members recieve 20% savings on Gift Cards. These cards are convenient to purchase, easy to use and have no hidden fees or expiration dates. (Terms and conditions apply. Registration and activation required.)
All for a $10.00 monthly fee.
Click here to learn more about Bonus Checking.
1Plateau Insurance Company of Crossville, TN will be the Accidental Death & Dismemberment Insurance underwriter.
2Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG).
Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
Insurance Product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.