We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards.  It’s the only card you need for everything you need to do.

Credit Card Account Login

 Personal Card - Low Rate

personal travel
    Features
    • No annual fee.
    • Low introductory rate for the first six months.1
    • Competitive ongoing APR.1
    • 25-day interest-free grace period on all purchases.  No grace period on cash advances.
    Benefits
    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
    • Unlike some card offers. the APR for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.
    Fees
    • Other fees may be charged, these fees are listed on the downloadable application

Apply Online

Personal Card - World / Preferred Points Rewards 

online shopping
    Features
    • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
    • Low introductory rate for first six months. 1
    • Competitive ongoing APR. 1
    • No annual fee.
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
    Benefits
    • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
    • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
    • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
    Fees
    • Other fees may be charged, these fees are listed on the downloadable application.

Apply Online

Extraordinary benefits with Mastercard®

    Including:
    • Rental Car Insurance
    • Airport Concierge
    • ID Theft Protection
    • Global Services
    • Cell Phone Coverage*
    • Travel & Lifestyle Services*
    • Online shopping/delivery discounts*

      • Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
      *Mastercard World cardholders only.


Other Ways To Apply


Download PDF Application

    • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
    • Fax your completed application to the Card Service Center at 877-809-9162.

     

    • Or mail your completed application to:

    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

 

 

 

 

1Please see application for information about current APRs and fees.