Minimum Balance to open account: $100
Minimum Balance to avoid fees: A service charge of $7.00 will be imposed every statement cycle if the average daily collected balance for the cycle falls below $2000.
Fees: An item deposit fee of $.08 will be charged for each deposited item
A debit item fee of $.15 will be charged for each debit transaction
A credit item fee of $.10 will be charged for each deposit
An ACH item fee of $.10 will be charged for each ACH item
Bonuses: You will earn a credit of $2.00 for each $1,000 of average daily balance in your account during the statement cycle. The earnings credit will be applied to reduce charges.